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Common Misconceptions About Tree Damage to Your Home in Northern VirginiaTypical homeowners’ insurance will pay to have a fallen tree removed if, and only if, it causes damage to your home or other insured structure on your property (e.g. shed, fence).If a neighbor’s tree falls into your property, you are responsible for the portion on…

Commercial fires can be challenging for restorers, not every restoration company has the resources, organizational skills, or desire to handle commercial losses. Priorities for commercial losses can be very different than residential losses. Commercial insurance coverage is similar to residential insurance but some distinctions between them present unique challenges for restorers. In severe residential fire…

Sudden and accidental property damage can be devastating, both physically and emotionally. Most folks go through life without ever having to deal with such an event. Others will find themselves thrust into this situation without warning. Life is hard enough dealing with day-to-day occurrences that challenge our inner strength and resolve. Usually these happen with…

It’s What You Don’t See that You Should be Concerned With… The Scenario You’ve had a fire and filed a claim with your homeowner’s insurance company. Your insurance company sent out a claims handler (adjuster) to inspect the damage and verify coverage. That should be the extent of the insurance company involvement, other than issue…

In late February, we were brought in to restore a town home in Fairfax that had an accidental fire in the kitchen. Even though the fire was not a cooking-related event, kitchens often contain an ample supply of fuel. These combustible items, such as wooden wall cabinets and drawers, and a large quantity of plastics…